Behind on Mortgage Payments in Long Beach, CA?
No judgment. Life happens — job loss, medical bills, unexpected expenses. EasyOffer has helped hundreds of families in Long Beach get cash and move on before falling further behind.
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Market Snapshot: Long Beach, CA
Latest available data from public sources. Updated .
Median Home Value
$806,600
Census ACS 2024
Zillow Home Value Index
$838,598
-0.8% YoY
Zillow ZHVI
Median Sale Price
$785,000
Redfin
Days on Market
70 days
Redfin
Population
474,140
-3.2% since 2020
U.S. Census
Median Household Income
$87,430
Census ACS 2024
Sale-to-List Ratio
100.0%
Redfin
Active Inventory
9 homes
Redfin
Owner-Occupied
41.2%
Census ACS 2024
Price per Sq Ft
$609/sqft
Redfin
Recent Sales
1 homes
Redfin
Unemployment Rate
6.5%
BLS
Property Tax
$5,151/yr
Census ACS 2024
Median Age
37.1 years
Census ACS 2024
Poverty Rate
14.8%
Census ACS 2024
Avg. Commute
30 min
Census ACS 2024
| Metric | Value | Change | Source |
|---|---|---|---|
| Median Home Value | $806,600 | — | Census ACS 2024 |
| Zillow Home Value Index | $838,598 | -0.8% YoY | Zillow ZHVI |
| Median Sale Price | $785,000 | — | Redfin |
| Days on Market | 70 days | — | Redfin |
| Population | 474,140 | -3.2% since 2020 | U.S. Census |
| Median Household Income | $87,430 | — | Census ACS 2024 |
| Sale-to-List Ratio | 100.0% | — | Redfin |
| Active Inventory | 9 homes | — | Redfin |
| Owner-Occupied | 41.2% | — | Census ACS 2024 |
| Price per Sq Ft | $609/sqft | — | Redfin |
| Recent Sales | 1 homes | — | Redfin |
| Unemployment Rate | 6.5% | — | BLS |
| Property Tax | $5,151/yr | — | Census ACS 2024 |
| Median Age | 37.1 years | — | Census ACS 2024 |
| Poverty Rate | 14.8% | — | Census ACS 2024 |
| Avg. Commute | 30 min | — | Census ACS 2024 |
Why Homeowners in Long Beach Choose EasyOffer
Long Beach's median home value is $838,598 (Zillow, 2026), down 0.8% year-over-year. With 474,140 residents declining 3.2% since 2020. homes here sell in a median of 70 days with a 100.0% sale-to-list ratio. Long Beach has unemployment at 6.5% (BLS), a poverty rate of 14.8%, median property taxes of $5,151/year (Census ACS). the median resident age is 37.1 years.
Every missed payment in Long Beach adds late fees, damages your credit, and brings you closer to foreclosure. Lenders typically begin the foreclosure process after 90 to 120 days of missed payments. Selling now lets you pay off the mortgage, keep any remaining equity, and avoid the cascading consequences of inaction.
Long Beach's housing market is transitioning from an overheated seller's market to a more balanced state, with homes spending longer on the market and price growth moderating to under 1%. The city's position as a major port city and affordable coastal alternative to the Westside of Los Angeles continues to attract both residents and investors, particularly in the multifamily segment where sales activity jumped 40%.
We also serve property owners in nearby Signal Hill, Wilmington, Seal Beach, and throughout California.
Serving Long Beach and Surrounding Areas
Neighborhoods We Serve
Belmont Shore
A walkable beach community along 2nd Street with a Mediterranean-influenced commercial strip of independent shops, restaurants, and the Belmont Shore Dog Beach. Craftsman cottages, small apartment buildings, and beach proximity create a quintessential Southern California coastal village.
Naples Island
An affluent enclave of Italian-named canals and streets with waterfront homes, private docks, and gondola rides. The exclusive island community features some of Long Beach's priciest real estate and a unique Venice-inspired ambiance.
Bixby Knolls
A tree-lined, family-friendly neighborhood in north Long Beach with Craftsman and ranch homes, the Virginia Country Club, and a growing restaurant scene along Atlantic Avenue. Active community organizations and First Fridays events foster a strong neighborhood identity.
Downtown Long Beach
A high-rise urban core along Ocean Boulevard with the convention center, Aquarium of the Pacific, and Pike Outlets. New residential towers and adaptive reuse of historic buildings are attracting young professionals seeking an affordable alternative to LA's Westside.
Rose Park
A small, cohesive neighborhood centered on Rose Park with charming Craftsman bungalows and a residential character that belies its proximity to downtown. Affordable prices relative to surrounding areas make it popular with first-time buyers.
Cambodia Town
A culturally significant neighborhood along Anaheim Street that is home to the largest Cambodian population outside of Cambodia. Cambodian restaurants, markets, and cultural institutions give this diverse area a unique identity.
Notable Landmarks
Queen Mary ocean liner and museum · Aquarium of the Pacific · Port of Long Beach, one of the busiest seaports in the world · Long Beach Convention and Entertainment Center · Earl Burns Miller Japanese Garden at CSULB · Museum of Latin American Art (MOLAA) · Shoreline Village and Rainbow Harbor
Major Employers
Port of Long Beach (economic anchor) · Boeing (C-17 production site, now defense operations) · Molina Healthcare (headquarters) · Long Beach Memorial Medical Center · California State University Long Beach · Virgin Orbit (space launch, though restructured) · Epson America (headquarters)
Top Schools
Natural Hazard Awareness
Long Beach faces earthquake risk from nearby faults, tsunami risk as a coastal city, occasional flooding, and wildfire smoke from regional fires, along with sea-level rise concerns for low-lying areas.
How It Works
Here is how homeowners behind on payments in Long Beach sell with EasyOffer:
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Long Beach property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Long Beach property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Frequently Asked Questions
Can I sell my house if I am behind on mortgage payments?
Yes. As long as you still own the property, you can sell it. All missed payments, late fees, and the remaining mortgage balance are paid from the sale proceeds at closing.
How many payments can I miss before foreclosure in CA?
Most lenders in California begin the foreclosure process after 3 to 4 missed payments (90 to 120 days). However, timelines vary by lender and loan type. Acting sooner gives you more options.
Will I still owe money after selling if I am behind on payments?
If your home sells for more than you owe (including missed payments and fees), you keep the difference. If you owe more than the home is worth, we can negotiate a short sale with your lender.
What if the bank has already sent me a default notice?
A default notice means the clock is ticking, but you can still sell. We work fast and can close before the foreclosure process advances further. Contact us immediately to discuss your timeline.
Will selling hurt my credit less than foreclosure?
Significantly. A completed foreclosure can drop your credit score by 100 to 160 points and stays on your record for 7 years. A standard sale, even with missed payments already reported, is far less damaging.
Can I sell if I have a second mortgage or home equity loan?
Yes. All liens, including second mortgages and HELOCs, are paid off at closing from the sale proceeds. The title company ensures every lien holder is satisfied.
What Our Sellers Say
“My mom passed and I inherited her place in Antioch. It needed a ton of work and I live out of state so I couldn't deal with contractors or showings. They came out, looked at it, and had a number for me the next day. We closed in 9 days. The whole thing was so much easier than I expected.”
Inherited Property
“Honestly I was skeptical at first because I'd heard horror stories about cash buyers lowballing people. But they explained exactly how they came up with the number and it was fair. We were behind on payments and they got everything done in a week. No last-minute changes, no surprises at closing.”
Avoided Foreclosure
“My husband got transferred to Dallas and we had about three weeks to figure out the house. A friend told us about EasyOffer. They gave us a cash offer that same afternoon and worked around our move date. We closed 11 days later without having to do a single showing or open house.”
Job Relocation