Behind on Mortgage Payments in Aurora, CO?
No judgment. Life happens — job loss, medical bills, unexpected expenses. EasyOffer has helped hundreds of families in Aurora get cash and move on before falling further behind.
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Market Snapshot: Aurora, CO
Latest available data from public sources. Updated .
Median Home Value
$469,100
Census ACS 2024
Zillow Home Value Index
$454,389
-4.5% YoY
Zillow ZHVI
Median Sale Price
$477,050
Redfin
Days on Market
61 days
Redfin
Population
359,407
+4.2% since 2020
U.S. Census
Median Household Income
$88,368
Census ACS 2024
Sale-to-List Ratio
99.1%
Redfin
Active Inventory
631 homes
Redfin
Owner-Occupied
62.4%
Census ACS 2024
Price per Sq Ft
$228/sqft
Redfin
Recent Sales
213 homes
Redfin
Unemployment Rate
5.9%
BLS
Property Tax
$2,457/yr
Census ACS 2024
Median Age
35.3 years
Census ACS 2024
Poverty Rate
11.9%
Census ACS 2024
Avg. Commute
29 min
Census ACS 2024
| Metric | Value | Change | Source |
|---|---|---|---|
| Median Home Value | $469,100 | — | Census ACS 2024 |
| Zillow Home Value Index | $454,389 | -4.5% YoY | Zillow ZHVI |
| Median Sale Price | $477,050 | — | Redfin |
| Days on Market | 61 days | — | Redfin |
| Population | 359,407 | +4.2% since 2020 | U.S. Census |
| Median Household Income | $88,368 | — | Census ACS 2024 |
| Sale-to-List Ratio | 99.1% | — | Redfin |
| Active Inventory | 631 homes | — | Redfin |
| Owner-Occupied | 62.4% | — | Census ACS 2024 |
| Price per Sq Ft | $228/sqft | — | Redfin |
| Recent Sales | 213 homes | — | Redfin |
| Unemployment Rate | 5.9% | — | BLS |
| Property Tax | $2,457/yr | — | Census ACS 2024 |
| Median Age | 35.3 years | — | Census ACS 2024 |
| Poverty Rate | 11.9% | — | Census ACS 2024 |
| Avg. Commute | 29 min | — | Census ACS 2024 |
Why Homeowners in Aurora Choose EasyOffer
Aurora's median home value is $454,389 (Zillow, 2026), down 4.5% year-over-year. With 359,407 residents growing 4.2% since 2020. homes here sell in a median of 61 days with a 99.1% sale-to-list ratio. Aurora has unemployment at 5.9% (BLS), a poverty rate of 11.9%, median property taxes of $2,457/year (Census ACS). the median resident age is 35.3 years.
Every missed payment in Aurora adds late fees, damages your credit, and brings you closer to foreclosure. Lenders typically begin the foreclosure process after 90 to 120 days of missed payments. Selling now lets you pay off the mortgage, keep any remaining equity, and avoid the cascading consequences of inaction.
Aurora has transitioned from Denver's affordable eastern suburb to a genuine employment hub in its own right, with the Anschutz Medical Campus and DIA creating sustained high-wage job growth that supports home prices in the $430K–$530K range. The city offers Denver-adjacent living at a 10–15% discount to comparable Denver neighborhoods while sharing in the metro's long-term fundamentals. Investors find Aurora compelling for its healthcare worker rental demand, diverse renter population, and improving transit access via RTD light rail.
We also serve property owners in nearby Glendale, Commerce City, Denver, and throughout Colorado.
Serving Aurora and Surrounding Areas
Neighborhoods We Serve
Saddle Rock / Southeast Aurora
Newer master-planned communities in the southeast with homes from $450K to $800K, popular with tech and healthcare professionals for top-rated Cherry Creek and Aurora school options and proximity to Southlands mall.
Central Park (formerly Stapleton)
Denver's largest planned community straddling the Denver/Aurora border with Craftsman new-builds and townhomes from $450K to $900K, one of the Denver metro's most walkable suburban developments with retail, schools, and parks integrated.
Sable Ridge / Gateway
Transitioning east Aurora neighborhoods near the airport with affordable homes from $280K to $450K, attracting logistics workers and first-time buyers as DIA's economic halo expands eastward.
Heather Gardens
A large active-adult (55+) community in the northeast with condos and townhomes from $200K to $400K, one of Colorado's largest and most established senior living communities.
Mission Viejo / Hampden Hills
1980s–1990s established neighborhoods in south Aurora with ranch homes from $350K to $550K, popular with families seeking value and proximity to Swedish Medical Center and Cherry Creek Reservoir.
Fitzsimons / Anschutz Medical Campus area
A rapidly transforming district surrounding the massive Anschutz Medical Campus with new apartments, condos, and townhomes from $350K to $650K, driven by healthcare worker demand.
Notable Landmarks
University of Colorado Anschutz Medical Campus — one of the nation's largest academic medical campuses · Cherry Creek State Park — 4,200-acre reservoir and recreation area · Aurora History Museum · Buckley Space Force Base — home of Air Force Space Command operations · Southlands Town Center — large outdoor lifestyle shopping center · Aurora Municipal Center
Major Employers
University of Colorado Health / CU Anschutz — massive medical academic complex, Aurora's single largest employer · Children's Hospital Colorado — nationally ranked pediatric hospital at the Anschutz campus · United Airlines (DIA Hub) — Denver International Airport is a United hub, employing thousands in Aurora · Buckley Space Force Base — significant federal military employer in central Aurora · Aurora Public Schools — large suburban school district and major employer · Raytheon Intelligence & Space (Aurora operations) — major defense technology employer · Amazon (multiple fulfillment and delivery centers) — major logistics employer in the Gateway corridor
Top Schools
Natural Hazard Awareness
Aurora's primary natural hazards include severe hailstorms — the Denver metro is in the US hail belt, with storms capable of destroying roofs and vehicles — along with occasional tornadoes, winter blizzards, and wildfire smoke events drifting from Front Range mountain fires.
How It Works
Here is how homeowners behind on payments in Aurora sell with EasyOffer:
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Aurora property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Aurora property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Frequently Asked Questions
Can I sell my house if I am behind on mortgage payments?
Yes. As long as you still own the property, you can sell it. All missed payments, late fees, and the remaining mortgage balance are paid from the sale proceeds at closing.
How many payments can I miss before foreclosure in CO?
Most lenders in Colorado begin the foreclosure process after 3 to 4 missed payments (90 to 120 days). However, timelines vary by lender and loan type. Acting sooner gives you more options.
Will I still owe money after selling if I am behind on payments?
If your home sells for more than you owe (including missed payments and fees), you keep the difference. If you owe more than the home is worth, we can negotiate a short sale with your lender.
What if the bank has already sent me a default notice?
A default notice means the clock is ticking, but you can still sell. We work fast and can close before the foreclosure process advances further. Contact us immediately to discuss your timeline.
Will selling hurt my credit less than foreclosure?
Significantly. A completed foreclosure can drop your credit score by 100 to 160 points and stays on your record for 7 years. A standard sale, even with missed payments already reported, is far less damaging.
Can I sell if I have a second mortgage or home equity loan?
Yes. All liens, including second mortgages and HELOCs, are paid off at closing from the sale proceeds. The title company ensures every lien holder is satisfied.
What Our Sellers Say
“My mom passed and I inherited her place in Antioch. It needed a ton of work and I live out of state so I couldn't deal with contractors or showings. They came out, looked at it, and had a number for me the next day. We closed in 9 days. The whole thing was so much easier than I expected.”
Inherited Property
“Honestly I was skeptical at first because I'd heard horror stories about cash buyers lowballing people. But they explained exactly how they came up with the number and it was fair. We were behind on payments and they got everything done in a week. No last-minute changes, no surprises at closing.”
Avoided Foreclosure
“My husband got transferred to Dallas and we had about three weeks to figure out the house. A friend told us about EasyOffer. They gave us a cash offer that same afternoon and worked around our move date. We closed 11 days later without having to do a single showing or open house.”
Job Relocation