Behind on Mortgage Payments in Forest Hills, TN?
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How It Works
Here is how homeowners behind on payments in Forest Hills sell with EasyOffer:
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Forest Hills property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Forest Hills property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Market Snapshot: Forest Hills, TN
Latest available data from public sources. Updated .
Median Home Value
$1,413,100
Census ACS 2024
Median Sale Price
$4,350,000
Redfin
Days on Market
291 days
Redfin
Population
5,039
-11.2% since 2020
U.S. Census
Median Household Income
$250,001
Census ACS 2024
Sale-to-List Ratio
94.1%
Redfin
Active Inventory
21 homes
Redfin
Owner-Occupied
96.9%
Census ACS 2024
Price per Sq Ft
$689/sqft
Redfin
Recent Sales
1 homes
Redfin
Unemployment Rate
0.3%
BLS
Property Tax
$7,279/yr
Census ACS 2024
Median Age
49.2 years
Census ACS 2024
Poverty Rate
6.7%
Census ACS 2024
Avg. Commute
18 min
Census ACS 2024
| Metric | Value | Change | Source |
|---|---|---|---|
| Median Home Value | $1,413,100 | — | Census ACS 2024 |
| Median Sale Price | $4,350,000 | — | Redfin |
| Days on Market | 291 days | — | Redfin |
| Population | 5,039 | -11.2% since 2020 | U.S. Census |
| Median Household Income | $250,001 | — | Census ACS 2024 |
| Sale-to-List Ratio | 94.1% | — | Redfin |
| Active Inventory | 21 homes | — | Redfin |
| Owner-Occupied | 96.9% | — | Census ACS 2024 |
| Price per Sq Ft | $689/sqft | — | Redfin |
| Recent Sales | 1 homes | — | Redfin |
| Unemployment Rate | 0.3% | — | BLS |
| Property Tax | $7,279/yr | — | Census ACS 2024 |
| Median Age | 49.2 years | — | Census ACS 2024 |
| Poverty Rate | 6.7% | — | Census ACS 2024 |
| Avg. Commute | 18 min | — | Census ACS 2024 |
Why Homeowners in Forest Hills Choose EasyOffer
The median home value in Forest Hills is $1,413,100 according to the U.S. Census. With 5,039 residents declining 11.2% since 2020. homes here sell in a median of 291 days with a 94.1% sale-to-list ratio. Forest Hills has unemployment at 0.3% (BLS), a poverty rate of 6.7%, median property taxes of $7,279/year (Census ACS). the median resident age is 49.2 years.
Every missed payment in Forest Hills adds late fees, damages your credit, and brings you closer to foreclosure. Lenders typically begin the foreclosure process after 90 to 120 days of missed payments. Selling now lets you pay off the mortgage, keep any remaining equity, and avoid the cascading consequences of inaction.
Forest Hills is a genuine luxury enclave - an incorporated city just south of Nashville, exclusively residential by ordinance, with homes on wooded one-to-two-acre lots and a median home value above $1.4 million. Turnover is very low and the market is slow by design, with luxury listings averaging well over 200 days to sell and trading below ask. For investors and motivated-seller outreach this is a thin, high-dollar market driven by estates, downsizing, and inherited property rather than volume.
We also serve property owners in nearby Brentwood, Brentwood Estates, Nashville, and throughout Tennessee.
Serving Forest Hills and Surrounding Areas
Forest Hills grew from 18th-century farmland into a preferred area for country estates in the 1920s, and incorporated as its own city in 1957, keeping its charter after Nashville-Davidson's 1963 consolidation.
Neighborhoods We Serve
Otter Creek Road area
An exclusive estate corridor where wooded multi-acre properties regularly trade above $5 million, among the most expensive addresses in metro Nashville.
Chickering Hills and Chickering Valley
Subdivisions developed in the 1950s with classic mid-century brick ranches on generous lots, now commanding well over $1 million.
Hillsboro Pike estate corridor
Larger estates built in the 1920s and 1930s along Hillsboro Pike and Old Hickory Boulevard, set on private wooded acreage.
Notable Landmarks
McCrory-Mayfield House, a circa-1798 log dwelling on the National Register of Historic Places and the city's oldest building · Radnor Lake State Natural Area, bordering the city · Warner Parks, bordering the city's west side
Major Employers
Forest Hills is exclusively residential by ordinance and has no commercial development or businesses within its limits. · Residents rely on adjacent Green Hills, a major Nashville retail and employment district just north of the city. · Major area employers such as Vanderbilt University and HCA Healthcare are a short drive away in Nashville.
Top Schools
Getting Around Forest Hills
Forest Hills is served by Hillsboro Pike (US-431) and Old Hickory Boulevard, with Interstate 440 and I-65 a short drive north; there is no transit or rail within the city, and BNA airport is about 20-25 minutes away.
Natural Hazard Awareness
Forest Hills faces localized flash-flood risk along its creeks and steep wooded terrain, and sits in Middle Tennessee's tornado-prone region with moderate seismic exposure tied to the New Madrid fault zone.
Recent Developments
- •Forest Hills' luxury market remained very high-priced through 2024-2025, with the median sale price climbing into the multimillion-dollar range and estate properties on the market for extended periods.
- •A 2024 court ruling found Confederate-themed street names in Forest Hills were not protected by historic-preservation law, allowing the city to consider renaming them.
What Our Sellers Say
“My mom passed and I inherited her place in Antioch. It needed a ton of work and I live out of state so I couldn't deal with contractors or showings. They came out, looked at it, and had a number for me the next day. We closed in 9 days. The whole thing was so much easier than I expected.”
Inherited Property
“Honestly I was skeptical at first because I'd heard horror stories about cash buyers lowballing people. But they explained exactly how they came up with the number and it was fair. We were behind on payments and they got everything done in a week. No last-minute changes, no surprises at closing.”
Avoided Foreclosure
“My husband got transferred to Dallas and we had about three weeks to figure out the house. A friend told us about EasyOffer. They gave us a cash offer that same afternoon and worked around our move date. We closed 11 days later without having to do a single showing or open house.”
Job Relocation
Frequently Asked Questions
Can I sell my house if I am behind on mortgage payments?
Yes. As long as you still own the property, you can sell it. All missed payments, late fees, and the remaining mortgage balance are paid from the sale proceeds at closing.
How many payments can I miss before foreclosure in TN?
Most lenders in Tennessee begin the foreclosure process after 3 to 4 missed payments (90 to 120 days). However, timelines vary by lender and loan type. Acting sooner gives you more options.
Will I still owe money after selling if I am behind on payments?
If your home sells for more than you owe (including missed payments and fees), you keep the difference. If you owe more than the home is worth, we can negotiate a short sale with your lender.
What if the bank has already sent me a default notice?
A default notice means the clock is ticking, but you can still sell. We work fast and can close before the foreclosure process advances further. Contact us immediately to discuss your timeline.
Will selling hurt my credit less than foreclosure?
Significantly. A completed foreclosure can drop your credit score by 100 to 160 points and stays on your record for 7 years. A standard sale, even with missed payments already reported, is far less damaging.
Can I sell if I have a second mortgage or home equity loan?
Yes. All liens, including second mortgages and HELOCs, are paid off at closing from the sale proceeds. The title company ensures every lien holder is satisfied.