The home insurance crisis is no longer a regional problem. Florida, Texas, and California have seen average premiums jump 40 to 60% since 2022, with major carriers pulling out of entire zip codes. Homeowners who cannot get affordable coverage are stuck with properties that traditional buyers will not touch because their lenders require insurance. If your premiums have doubled or your carrier has dropped you, selling to a cash buyer who does not need lender-required insurance may be your fastest path out.
You can sell a fire-damaged house as-is to a cash buyer in 7-14 days. Learn your insurance options, repair vs. sell math, and how to get the best price.
Home insurance premiums are up 40-60% in FL, TX, and CA. Compare your options: shop around, FAIR plan, increase deductible, or sell for cash.