Mobile / Manufactured Home in St. Elmo, Chattanooga
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How It Works
Selling your mobile home in St. Elmo, Chattanooga is easy with EasyOffer. Here is how it works:
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Chattanooga property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Tell Us About Your Property
Enter your address and contact info. Takes 30 seconds.
Get Your Cash Offer
We analyze your Chattanooga property and send a fair, no-obligation offer.
Close and Get Paid
Pick your closing date. We handle paperwork and pay all closing costs.
Market Snapshot: Chattanooga, TN
Latest available data from public sources. Updated .
Median Home Value
$340,000
Census ACS 2024
Zillow Home Value Index
$312,219
-1.2% YoY
Zillow ZHVI
Population
181,099
+5.1% since 2020
U.S. Census
Median Household Income
$64,523
Census ACS 2024
Owner-Occupied
52.4%
Census ACS 2024
Unemployment Rate
5.4%
BLS
Property Tax
$2,265/yr
Census ACS 2024
Median Age
36.3 years
Census ACS 2024
Poverty Rate
19.1%
Census ACS 2024
Avg. Commute
19 min
Census ACS 2024
| Metric | Value | Change | Source |
|---|---|---|---|
| Median Home Value | $340,000 | — | Census ACS 2024 |
| Zillow Home Value Index | $312,219 | -1.2% YoY | Zillow ZHVI |
| Population | 181,099 | +5.1% since 2020 | U.S. Census |
| Median Household Income | $64,523 | — | Census ACS 2024 |
| Owner-Occupied | 52.4% | — | Census ACS 2024 |
| Unemployment Rate | 5.4% | — | BLS |
| Property Tax | $2,265/yr | — | Census ACS 2024 |
| Median Age | 36.3 years | — | Census ACS 2024 |
| Poverty Rate | 19.1% | — | Census ACS 2024 |
| Avg. Commute | 19 min | — | Census ACS 2024 |
Why Homeowners in Chattanooga Choose EasyOffer
St. Elmo is a Chattanooga neighborhood where homes typically sell in the $280K-$420K range. St. Elmo sits in the shadow of Lookout Mountain, offering Chattanooga character at prices well below North Shore or Southside. The December 2024 wildfire that severely damaged the Incline Railway severed specialized cables and destroyed 1,100 feet of rail, with reopening pushed to July 2025 and raising wildfire awareness for mountain-adjacent properties. Sellers benefit from spillover demand as Southside prices push buyers south, but homes here tend toward older stock requiring updates. The neighborhood's proximity to both the Incline and the Lookout Mountain tourist corridor draws some STR interest, though the primary buyer pool is young families and first-time purchasers looking for walkability without downtown pricing.
St. Elmo, Chattanooga's median home value is $312,219 (Zillow, 2026), down 1.2% year-over-year. With 181,099 residents growing 5.1% since 2020. property taxes average $2,265/year. the average commute is 19 minutes.
Conventional mortgages rarely cover mobile or manufactured homes, especially older models or those on leased land. In St. Elmo, Chattanooga, this means most buyers need cash or chattel loans with high interest rates, shrinking your buyer pool dramatically. Selling directly for cash to EasyOffer eliminates financing barriers entirely.
We also serve property owners in nearby East Chattanooga, East Ridge, Red Bank, and throughout Tennessee.
Serving Chattanooga and Surrounding Areas
Neighborhoods We Serve
Major Industries
Chattanooga's economy is anchored by Healthcare, Manufacturing, Retail Trade, Hospitality & Food Service, Administrative Services.
School Districts
Hamilton County School District
What Our Sellers Say
“My mom passed and I inherited her place in Antioch. It needed a ton of work and I live out of state so I couldn't deal with contractors or showings. They came out, looked at it, and had a number for me the next day. We closed in 9 days. The whole thing was so much easier than I expected.”
Inherited Property
“Honestly I was skeptical at first because I'd heard horror stories about cash buyers lowballing people. But they explained exactly how they came up with the number and it was fair. We were behind on payments and they got everything done in a week. No last-minute changes, no surprises at closing.”
Avoided Foreclosure
“My husband got transferred to Dallas and we had about three weeks to figure out the house. A friend told us about EasyOffer. They gave us a cash offer that same afternoon and worked around our move date. We closed 11 days later without having to do a single showing or open house.”
Job Relocation
Frequently Asked Questions
Do you buy mobile homes on rented land or in mobile home parks?
Yes. We buy mobile homes in St. Elmo, Chattanooga whether they are on land you own, on a rented lot, or in a mobile home park. The land ownership situation does not prevent a cash sale.
Can I sell my mobile home if it is titled as personal property, not real estate?
Yes. Many mobile homes are titled as personal property rather than real estate. We handle both title types and can work with your state's DMV or housing authority to ensure a clean transfer.
What if my mobile home was manufactured before 1976?
We buy pre-HUD-code mobile homes (manufactured before June 1976) as well as newer manufactured homes. Age and HUD certification status do not disqualify your home from receiving an offer.
Do you buy single-wide and double-wide mobile homes?
Yes. We purchase single-wides, double-wides, and triple-wide manufactured homes in St. Elmo, Chattanooga. Size and configuration do not affect your eligibility for a cash offer.
What if my mobile home has roof leaks, soft floors, or other damage?
We buy mobile homes as-is in St. Elmo, Chattanooga. Roof damage, soft subflooring, water intrusion, outdated plumbing, or cosmetic issues are all conditions we are prepared to handle.
Can I sell my manufactured home if I still owe money on it?
Yes. If you have an existing loan or lien on your mobile home, we can work with your lender to pay off the balance at closing. You receive the difference between our offer and your remaining balance.